The Ministry of Finance (MoF) on November 12, 2025, issued the notification regarding the launch of the Start-up Common Application Journey on Jan Samarth Portal.
The following has been stated namely: -
• A unified digital application journey for startup loans on the Jan Samarth Portal has been launched, developed by IBA and PSB Alliance. It provides a single platform for startups to apply for credit across all Public Sector Banks (PSBs).
• The system supports loans up to ₹20 crore under the Credit Guarantee Scheme for Startups (CGSS) and integrates PAN, GST, Udyam, ITR, and credit bureau data for quicker and more transparent processing. Special interest concessions for women entrepreneurs promote wider access.
• The initiative strengthens a technology-driven, collaborative banking ecosystem, enabling startups to compare offers, track applications, and access credit seamlessly, supporting India's long-term vision of Viksit Bharat 2047.
[Notification No. 2189246]
