The Reserve Bank of India (RBI) on November 28, 2025, issued the Reserve Bank of India (Rural Co-operative Banks – Digital Banking Channels Authorisation) Directions, 2025
The following has been stated namely: -
• The provisions of these Directions shall be applicable to Rural Co-operative Banks operating in India
• Banks shall put in place comprehensive policy(ies) for all digital banking channels keeping in account all statutory and regulatory requirements (including on management of liquidity and operational risks in digital banking scenario).
• The Eligibility Criteria for providing view only banking facility has been stated.
This shall come into force on January 01, 2026.
[Notification No. RBI/DOR/2025-26/386]
