The Reserve Bank of India (RBI), on November 28, 2025, issued the Reserve Bank of India (Commercial Banks – Digital Banking Channels Authorisation) Directions, 2025.
The following amendment has been stated namely:-
• Chapter IV, which states, “General Guidelines”:- All banks offering digital banking services, regardless of type of facility, shall comply with the Directions contained in this chapter continuously.
• These Directions shall come into effect from January 01, 2026.
• Exemptions:- The Reserve Bank may, if it considers necessary for avoiding any hardship or for any other just and sufficient reason, grant extension of time to comply with or exempt any regulated entity, from all or any of the provisions of these Directions either generally or for any specified period, subject to such conditions as the Reserve Bank may impose.
[Notification no. RBI/DOR/2025-26/380 DOR.RAUG.AUT.REC.303/24.01.041/2025-26]
