Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025
The Reserve Bank of India (RBI) on November 28, 2025, issued the Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025.
The following has been stated: -
•The RBI (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025 prescribe norms for CRR and SLR maintenance by RRBs under the RBI and Banking Regulation Acts.
•RRBs must maintain progressive CRR levels from 3.75% to 3.0% of NDTL between September–November 2025 and SLR at 18% of NDTL using eligible assets like cash, gold, and approved government securities.
•The Directions detail computation of Net Demand and Time Liabilities (NDTL), exemptions, valuation, and reporting through statutory Form A (CRR) and Form VIII (SLR) returns.
•These directions shall come into effect from November 28, 2025.
[Notification No.:RBI/DOR/2025-26/250 DOR.RET.REC.169/12-01-001/2025-26]
