The Reserve Bank of India (RBI), on November 28, 2025, issued the Reserve Bank of India (Urban Co-operative Banks – Classification, Valuation and Operation of Investment Portfolio) Directions, 2025.
The following has been stated:-
• The Board shall approve the Investment Policy of a UCB as specified in paragraph 20.
• The Board shall approve the shifting of Investments among various categories (viz. HTM, AFS, HFT) as specified in paragraphs 42 and 47.
• The Board shall also ensure that investment policy of a UCB provides for operations being conducted in accordance with the norms laid down by Reserve Bank/SEBI and the respective exchange as specified in paragraph 92.
• The Board shall review the various aspects of non-SLR investment at least on quarterly basis as specified in paragraph 119.
[Notification no. RBI/DOR/2025-26/284 DOR.MRG.REC.No.203/ 00-00-11/2025-26]
