The Reserve Bank of India (RBI), on November 28, 2025, issued the Reserve Bank of India (Rural Co-operative Banks – Prudential Norms on Capital Adequacy) Directions, 2025.
The following has been stated:-
• For computing CRAR for above-mentioned purpose, accretion to capital funds after the balance sheet date, other than by way of profits, may be taken into account. Any reduction in capital funds, including by way of losses, during the aforesaid period shall be considered.
• The provisions of these Directions shall be in addition to, and not in derogation of the provisions of any other laws, rules, regulations or directions, for the time being in force.
[Notification no. RBI/DOR/2025-26/300 DOR.CAP.REC.219/09-18-201/2025-26]
