The Reserve Bank of India (RBI) on December 04, 2025, issued Amendment Directions to amend Credit Information Reporting Directions, 2025.
The following has been stated namely: -
• The amendment directions aim to ensure more frequent, accurate and timely reporting of credit information by CIs to CICs, thereby improving the quality and recency of CIRs used in credit underwriting and monitoring.
• It has issued the following ten Amendment Directions to amend the extant instructions relating to the credit information reporting process:
o Reserve Bank of India (Commercial Banks – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Small Finance Banks – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Local Area Banks – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Regional Rural Banks – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Urban Co-operative Banks – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Rural Co-operative Banks – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (All India Financial Institutions – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Non-Banking Financial Companies– Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Asset Reconstruction Companies – Credit Information Reporting) Amendment Directions, 2025
o Reserve Bank of India (Credit Information Companies) Amendment Directions, 2025
Detailed notification is attached below.
[Press release - 2025-2026/1626]
