The National Payments Corporation of India (NPCI) on December 01, 2025, notified regarding the implementing Daily Settlement for NFS & RuPay International Products on All Calendar Days.
The following has been stated namely: -
• It has mandated that settlement for transactions under the National Financial Switch (NFS) and RuPay International cards will now be carried out daily on all calendar days, including weekends and holidays — effective from the date specified in the circular.
• This replaces the previous settlement model which typically excluded non-working days or had delayed batch-settlement cycles, meaning that member banks, acquirers and issuers will receive cleared funds without weekend/holiday delays.
• The change aims to improve efficiency, liquidity, and cash-flow certainty for banks and merchants, reducing the settlement lag that previously existed for transactions falling on non-business days.
• The circular requires all participating banks and stakeholders in NFS/RuPay networks to update their back-office, reconciliation, and settlement processes immediately to align with the new daily-settlement cycle
[Notification no. - NPCI/2025-26/RuPay/012]
