Reserve Bank of India (Non-Banking Financial

Dec 05, 2025 | by TeamLease RegTech Legal Research Team

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Industry Specific Compliance The Reserve Bank of India (RBI) on November 28, 2025, issued the Reserve Bank of India (Non-Banking Financial Companies – Credit Cards: Issuance and Conduct) Directions, 2025.

The following has been stated namely: -

• These Directions shall be applicable to Non-Banking Financial Companies, excluding Housing Finance Companies (HFCs)

• The Conduct of Credit Card Business has been stated in the Direction

• The Form Factor has been stated in the Direction.

This shall come into force on November 28, 2025

[Notification No. RBI/DOR/2025-26/348]

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Reserve Bank of India (Non-Banking Financial Companies – Credit Cards: Issuance and Conduct) Directions, 2025

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