The Reserve Bank of India (RBI) on December 04, 2025, issued the notification regarding the Amendments to Gold Metal Loan (GML) Scheme.
The following has been stated namely: -
• The draft Directions were aimed primarily to consolidate the Gold Metal Loans (GML) related regulations, to fill up certain regulatory gaps in prudential aspects, to expand the scope of the GML Scheme, and to provide more operational freedom to banks in framing their policy on GML.
• Objective of these Amendment Directions is to ensure a streamlined and harmonised set of regulations for domestic and exporter jewellers alike for an enhanced ease of doing business, as also to develop a supervisory MIS on Gold Metal Loans.
• The following Amendment Directions to amend the extant instructions relating to Gold Metal Loan:
o Reserve Bank of India (Commercial Banks – Credit Facilities) Amendment Directions, 2025
o Reserve Bank of India (Small Finance Banks – Credit Facilities) Amendment Directions, 2025
[Press Release: 2025-2026/1628]
