The Reserve Bank of India (RBI) on December 05, 2025, notified regarding the Change in Bank Rate - Penal Interest on shortfall in CRR and SLR requirements.
The RBI has reduced the Bank Rate from 5.75% to 5.50%, effective immediately, as part of the December 05, 2025, Monetary Policy announcement. As a result, penal interest rates linked to the Bank Rate for shortfalls in CRR and SLR compliance have also been lowered. The revised penal rates will now be Bank Rate + 3% (8.50%) or Bank Rate + 5% (10.50%), depending on the duration of the shortfall.
[Notification no. - RBI/2025-26/134 DoR.RET.REC.341/12.01.001/2025-26]
