Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025

Dec 11, 2025 | by TeamLease RegTech Legal Research Team

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Industry Specific ComplianceThe Reserve Bank of India (RBI) on December 11, 2025, notified the Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025, further to amend the Reserve Bank of India (Local Area Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Directions, 2025.

The following has been stated: -

•The Banking Laws (Amendment) Act, 2025, revises the definition of ‘fortnight’, prompting corresponding changes in CRR/SLR maintenance and reporting from December 15, 2025.

•RBI updates Directions to align reporting timelines, replaces multiple returns with a single Form A, and mandates electronic submission via CIMS.

•Transition rules specify NDTL bases for December 2025–January 2026 and require 100% CRR maintenance during December 13–15, 2025.

•Various paragraphs are amended to update terminology, remove provisional/final returns, and revise reporting cycles.

The detailed notification is given in the document below.

[Notification No.: RBI/2025-26/152 DOR.RET.REC.358/12.01.001/2025-26]


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