The Reserve Bank of India (RBI), on December 11, 2025, issued the Reserve Bank of India (Rural Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Amendment Directions, 2025.
The following amendments have been stated:-
• The Banking Laws (Amendment) Act, 2025 has amended various provisions, including section 42 of Reserve Bank of India Act, 1934 and sections 18 and 24 of Banking Regulation Act 1949 [(read with section 56 (AACS)], relating to maintenance of Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR).
• Pursuant to the enactment of the Banking Laws (Amendment) Act, 2025, the definition of ‘Fortnight’ has been amended from “the period from Saturday to the second following Friday, both days inclusive” to “the period from the first day to the fifteenth day of each calendar month or sixteenth day to the last day of each calendar month, both days inclusive”. As notified in the Gazette of India dated December 08, 2025, the enactment date of the stated definition of fortnight is December 15, 2025. Consequently, the CRR and SLR maintenance and reporting in their returns, i.e., Form B and Form I, respectively, also stand revised to align with the amended definition of the fortnight.
[Notification no. RBI/2025-26/154 DOR.RET.REC.360/12.01.001/2025-26]
