The Reserve Bank of India (RBI) on December 11, 2025, issued the Reserve Bank of India (Payments Banks – Miscellaneous) – Amendment Directions, 2025.
The following has been stated namely: -
• Paragraph 55A has been inserted which states: -
“With a view to strengthening credit discipline and facilitating better monitoring of transactions and utilisation of funds, this Section provides a framework for maintaining current accounts by banks.”
• Paragraphs have been inserted with relation to Current Accounts, Collection Accounts, Exemptions, etc.
This shall come into force from April 01, 2026. Banks may however decide to implement the amendments in entirety from an earlier date.
[Notification No. RBI/2025-26/143]
