The Department of Urban Development, Govt. of HP on December 17, 2025, issued the Mukhya Mantri Laghu Dukandar Kalyan Yojana (Urban).
The following has been stated namely: -
• The Government has notified the “Mukhya Mantri Laghu Dukandar Kalyan Yojana – Shahri”, a new welfare scheme for small urban shopkeepers and vendors, to provide financial relief and support for business development.
• The scheme offers a One-Time Settlement (OTS) facility through banks for small shopkeepers declared Non-Performing Assets (NPA), where the State Government will settle up to ₹1 lakh of outstanding dues on behalf of eligible beneficiaries with an annual turnover below ₹10 lakh.
• It applies to various categories of urban small businesses (e.g., tea stalls, garages, tailors, grocery stores, street vendors) who have availed business loans up to ₹10 lakh and helps them clear debts and revive their livelihoods.
• The scheme includes eligibility criteria, application procedures, documentation requirements, and IT-based administration, and aims to empower small entrepreneurs, reduce debt burden, and strengthen the local economy in urban areas of Himachal Pradesh.
[Notification no. - UD-F(10)-9/2016-1]
