The Reserve Bank of India (RBI) on December 29, 2025, notified the Reserve Bank of India (Commercial Banks – Know Your Customer) Amendment Directions, 2025 to amend the Reserve Bank of India (Commercial Banks – Know Your Customer) Directions, 2025.
The following has been stated: -
•These Amendment Directions update the RBI (Commercial Banks – KYC) Directions, 2025.
•They clarify that the RE that last uploads or updates KYC data in CKYCR is responsible for identity/address verification.
•Banks relying on current, compliant CKYCR records need not re-verify identity or address.
•However, such banks remain responsible for all other Customer Due Diligence requirements.
These Directions shall come into force with immediate effect.
The detailed notification is given in the document below.
[Notification No.: RBI/2025-26/166 DOR.AML.REC.370/14.01.002/2025-26]
