Reserve Bank of India (Asset Reconstruction Companies – Know Your Customer) Amendment Directions, 2025
The Reserve Bank of India (RBI) on December 29, 2025, notified the Reserve Bank of India (Asset Reconstruction Companies – Know Your Customer) Amendment Directions, 2025 to amend the Reserve Bank of India (Asset Reconstruction Companies – Know Your Customer) Directions, 2025.
The following has been stated: -
•These Amendment Directions revise the RBI (Asset Reconstruction Companies – KYC) Directions, 2025.
•They assign responsibility for identity/address verification to the RE that last updated KYC records in CKYCR.
•ARCs using current, compliant CKYCR records are not required to re-verify identity or address.
•However, ARCs remain responsible for all other Customer Due Diligence obligations.
These Directions shall come into force with immediate effect.
The detailed notification is given in the document below.
[Notification No.: RBI/2025-26/158 DOR.AML.REC.362/14.01.010/2025-26]
