The Reserve Bank of India (RBI) on April 15, 2026, issued an update in the Reserve Bank of India (Housing Finance Companies) Directions, 2025.
The following has been stated: -
•The Reserve Bank of India issued the Housing Finance Companies (HFC) Directions, 2025 under powers from the RBI Act, 1934, and NHB Act, 1987.
•These directions aim to regulate HFCs in the public interest and protect investors, depositors, and the financial system.
•They ensure that HFC operations are not conducted in a manner harmful to stakeholders or the institution itself.
•The directions apply to all HFCs registered under Section 29A of the NHB Act, except specific provisions related to auditors.
•Certain provisions of other applicable RBI directions also apply based on the classification layer of the HFCs.
•The directions reflect the latest regulatory framework.
•The update ensures alignment with current financial sector requirements and supervisory practices.
The detailed notification is given in the document below.
[Notification No.: RBI/DoR/2025-26/365 DoR.FIN.REC.284/03-10-119/2025-26]
