The Reserve Bank of India (RBI) on June 16, 2026, issued the Reserve Bank of India (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Third Amendment Directions, 2026.
The following has been stated namely: -
• Reserve Bank of India has amended the RBI (Non-Banking Financial Companies – Prudential Norms on Capital Adequacy) Directions, 2025.
• The amendment pertains to exposures covered under the Emergency Credit Line Guarantee Scheme (ECLGS) 5.0, as notified by the National Credit Guarantee Trustee Company (NCGTC).
• NBFC exposures under ECLGS 5.0 will attract a 0% risk weight for 75% of the guaranteed portion, where the settlement amount is expected within 30 days of guarantee invocation.
• The remaining exposure, including any portion not qualifying for the concession, will continue to attract risk weights as per existing RBI capital adequacy guidelines.
The amendment has been brought into force from June 16, 2026.
[Notification No. RBI/2026-27/136]
